These Terms and Conditions ("Agreement") govern your access and use of digital products and services provided by BizPrep, LLC ("Company"). By purchasing or downloading our products, you agree to the following terms:

1. Intellectual Property: All digital content, templates, guides, and systems are the intellectual property of BizPrep, LLC. You are granted a non-exclusive, non-transferable license to use the content for personal or business use only.

2. Prohibited Use: You may not resell, reproduce, distribute, or exploit our products for commercial gain without written permission.

3. Refund Policy: Due to the digital nature of our products, all sales are final. We do not offer refunds or exchanges.

4. No Guarantees: BizPrep, LLC does not guarantee specific outcomes or business success as a result of using our products.

5. Modifications: BizPrep, LLC reserves the right to update or modify these Terms at any time without prior notice.

6. Limitation of Liability: The Company shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of our products.

7. Governing Law: This Agreement shall be governed by the laws of the State of Missouri, USA.

The digital products offered by BizPrep, LLC, including templates, checklists, automation guides, and operational materials, are intended for informational and educational purposes only.

- These materials do not constitute legal, financial, or professional advice.
- Users are responsible for ensuring compliance with applicable federal, state, and local regulations in their specific industry and location.

- BizPrep, LLC disclaims any liability or loss incurred as a result of the use of any content provided.

- It is advised to consult with an attorney, accountant, or other professional prior to implementing any business strategies contained within these materials.